Disclaimer

General Disclaimer

This Disclaimer applies to the use of WiseSave and its content. We provide information and educational resources for general informational purposes only. The content on our website is designed to help Malaysian households understand financial planning fundamentals, including budgeting strategies, emergency fund building, savings account comparison, and long-term financial goal setting.

We make no representations or warranties regarding the accuracy, completeness, or timeliness of any information provided. All materials are provided on an “as-is” basis without any express or implied warranties. We do not guarantee that our website will be error-free, uninterrupted, or secure. Your use of our website and reliance on any information contained herein is entirely at your own risk.

No Professional Advice

The content provided on our website does not constitute professional financial, investment, legal, tax, or accounting advice. We are not financial advisors, and nothing on our platform should be considered a recommendation to buy, sell, or hold any financial instrument or investment product. The information we provide is educational in nature and is intended to help you understand basic financial concepts and strategies.

Before making any significant financial decisions, we strongly encourage you to consult with qualified financial advisors, tax professionals, or other relevant experts who can assess your individual circumstances. Every person’s financial situation is unique, and what works for one household may not be suitable for another. We recommend conducting thorough research and seeking professional guidance before implementing any financial strategies discussed on our website.

Limitation of Liability

To the fullest extent permitted by applicable law, we shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of our website or the information contained therein. This includes losses resulting from reliance on our content, system failures, unauthorized access, or any other matters related to our services.

We are not responsible for any financial losses, missed opportunities, or negative outcomes that may result from your use of our website or implementation of strategies discussed here. Your financial decisions are your own responsibility. We disclaim all warranties, express or implied, including merchantability and fitness for a particular purpose. In no event shall our total liability exceed the amount you have paid to access our services, if any.

Changes to This Disclaimer

We may update this Disclaimer from time to time to reflect changes in our practices or applicable laws. We will notify you of any material changes by updating the “Last updated” date at the top of this page. Your continued use of our website following the posting of revised terms means you accept and agree to the changes. We encourage you to review this Disclaimer periodically to stay informed about how we protect your interests and outline our limitations.